My name is Ted Sturos, I have a bachelor’s in business administration graduating from Northwood University in 2008. I have a decade worth of experience in insurance and finance. I have been a licensed health insurance agent in my resident state of Florida since 2014 and have been an active residential mortgage loan officer since 2011.
I started out in insurance specializing in the Affordable Health Care Act, which was put into law during the Obama Administration. The Affordable Health Care Act is great choice for those that have pre-existing conditions and for those that receive large government subsidies to pay their monthly premium. If you are not in one of those groups, you end up paying a very high monthly premium for insurance that covers you only in the event of a catastrophe, all medical services rendered before will be coming out of pocket until your deductible is hit. The biggest complaint I here is my insurance does not cover anything until my deductible is hit.
The private health insurance industry solves this. The private health insurance industry was put into place to group healthy individuals and families together, resulting in fewer medical claims, lower monthly premiums, greater benefits, and nationwide PPO coverage. If you are relatively healthy, you should not have to pay for the aliments of others. You should enjoy a healthy group discount and have insurance that truly protects your health and your finances, without having to meet an extremely high deductible before your coverage starts. My goal is to help all those who qualify for private health insurance enroll, making it an easy process from start to finish. Schedule an appointment today for a free consultation to learn more.